More In Pocket — Reduce Your Medical Bills

Upload your medical bill, see if you're overpaying, and get a clear plan to reduce what you owe. More In Pocket is a consumer empowerment tool that helps you find billing errors, overcharges, and savings opportunities on your hospital and medical bills.

How It Works

  1. Upload Your Bill — Snap a photo or upload a PDF of your medical bill. Your data is encrypted and never shared.
  2. Get Your Analysis — Our AI scans for overcharges, duplicate charges, upcoding errors, and checks against fair pricing databases and consumer protection laws like the No Surprises Act.
  3. Take Action — Receive a personalized negotiation script, follow-up email templates, and a step-by-step plan to lower your bill.

Frequently Asked Questions

What is More In Pocket?

More In Pocket is a consumer tool that analyzes your medical bills for potential overcharges, billing errors, and savings opportunities. We provide clear explanations of your charges and personalized negotiation scripts so you can confidently advocate for lower costs.

How does the medical bill analysis work?

Our AI-powered system scans your bill for common overcharges, duplicate charges, upcoding errors, and unbundled services. We compare your charges against fair pricing databases and check for protections under federal and state-specific healthcare laws.

Can I really negotiate a medical bill?

Yes! Studies show that 50–80% of medical bills contain errors, and most providers are willing to negotiate. Our users regularly reduce their bills by hundreds — sometimes thousands — of dollars simply by asking with the right information.

Is my medical bill data secure?

Absolutely. Your data is encrypted both in transit and at rest. We never share your personal or medical billing information with third parties. You can delete your data at any time.

How much does it cost?

Uploading and analyzing your bill is completely free. To unlock your full personalized negotiation script and detailed savings breakdown, there is a small one-time fee per bill.